Who needs an SR-22?

Individuals convicted of violations resulting in a suspension are required by most state Department of Motor Vehicles to file proof of SR-22 insurance.

What are some reasons you may need SR-22 Coverage?

• Driving Under the Influence (DUI)/Driving While Intoxicated DWI) Convictions
• Driving on a suspended license
• Reckless driving
• Driving without insurance
• Multiple traffic infractions, such as speeding

How do I get an SR-22?

Don’t worry, we’re here to help! If you are required to obtain an SR-22, wait until you have received notice from the Secretary of State. After receipt of the mailed notice, you have 90 days to file the SR-22. Then, simply indicate to your insurance that you are a driver in need of an SR-22, and your insurance carrier will take it from there! After your insurance has filed and processed, the state will notify you.

How long do I need an SR-22?

Are there different types of SR-22s?

• Owner: An owner policy is required for anyone who owns the vehicle they drive and holds insurance for that vehicle
• Non-Owner/Operator: An operator or non-owner certificate is designed for people who don’t own a vehicle but may borrow or rent a vehicle from time-to-time
• Owner/Operator: An operator/owner form applies to drivers who own their own vehicle and borrow or rent one to drive occasionally.

How long is an SR-22 valid?

Your SR-22 is valid as long as your insurance policy is active. If your policy lapses or cancels while holding an SR-22, your insurance company is required to contact the Department of Motor Vehicles (DMV). However, making payments on time will help keep your policy from canceling and prevent an SR-26 form from being sent.